Stunning Belize Overwater Bungalows That Rival the Maldives

Dreaming of turquoise waters, gentle waves below your feet, and the luxury of an overwater villa without flying halfway around the world? While the Maldives often takes the spotlight for its iconic overwater bungalows, Belize offers a Caribbean escape just as breathtaking—and far more accessible for travelers from North America.

With its barrier reef, crystal-clear waters, and secluded cayes, Belize has quietly become a haven for travelers seeking luxurious and romantic overwater stays. Whether you’re planning a honeymoon, a special celebration, or simply craving tranquility, Belize’s overwater bungalows are a hidden gem that combines natural beauty, exclusivity, and unique charm.

Here are the top overwater bungalows that will make you feel like you’re in paradise—Maldives vibes included.

Why Choose Overwater Bungalows in Belize?

Overwater bungalows in Belize are more than just luxury accommodations—they’re experiences in themselves. Here’s why travelers are choosing Belize as a top-tier alternative to long-haul destinations like Bora Bora or the Maldives:

Romantic Seclusion: These resorts are often on private islands or tucked-away cayes, offering maximum privacy for couples.

Affordable Luxury: Compared to the Maldives, Belize’s overwater stays offer similar indulgence at a more reasonable price point.

Adventure at Your Doorstep: Wake up to the Caribbean Sea, snorkel right from your balcony, or kayak around the reef without leaving your room.

Eco-Friendly Options: Many Belizean resorts prioritize sustainability, offering solar-powered amenities and reef-safe experiences.

The 5 Best Overwater Bungalows in Belize

Each of these resorts offers something unique, whether you’re looking for high-end indulgence or a laid-back tropical vibe.

Cayo Espanto

1. Cayo Espanto – Private Island Perfection

Location: Near Ambergris Caye

Best For: Luxury travelers and honeymooners

Cayo Espanto is Belize’s crown jewel of exclusivity. Set on a private island just off the coast of San Pedro, this resort features one ultra-luxurious overwater villa—Casa Ventanas—that defines the phrase “overwater paradise.”

With glass floors, panoramic ocean views, a private dock, and 24-hour butler service, Casa Ventanas delivers personalized luxury. Guests enjoy a private chef, tailored excursions, and absolute privacy.

Highlights:

  • 1-bedroom luxury villa surrounded by water
  • Personalized service and private gourmet meals
  • Ideal for special occasions and VIP experiences
Thatch Caye Resort

2. Thatch Caye Resort – Adults-Only Island Escape

Location: 9 miles off the coast of Dangriga

Best For: Eco-conscious couples and adventure seekers

Thatch Caye is an eco-resort set on a private island in the middle of the Caribbean Sea. It features several overwater cabanas designed with island-rustic charm and built for minimal environmental impact.

What you get here isn’t opulence—it’s barefoot luxury. Expect gorgeous sunrise views, locally inspired meals, and direct access to the sea via your bungalow steps. The resort is all-inclusive and limits guest capacity for a more intimate experience.

Highlights:

  • Overwater cabanas with ocean hammocks
  • All-inclusive, adults-only atmosphere
  • Kayaks, snorkeling, and paddleboards included
St. George’s Caye Resort

3. St. George’s Caye Resort – Close and Secluded

Location: 7 miles from Belize City

Best For: Short stays and couples wanting quick access

Located just a 20-minute boat ride from Belize City, St. George’s Caye Resort offers overwater cabanas that feel remote—but without the lengthy transit times.

These traditional-style bungalows are built with Belizean wood and offer charming views of the sea. Each cabana has a private porch and direct access to calm, reef-protected waters. With onsite spa services and diving excursions, it strikes a balance between relaxation and activity.

Highlights:

  • Conveniently close to the mainland
  • Authentic Belizean design
  • Diving and fishing packages are available
Lina Point Overwater Resort

4. Lina Point Overwater Resort – Glass Floors in San Pedro

Location: San Pedro, Ambergris Caye

Best For: Travelers wanting overwater charm with nightlife nearby

Lina Point Overwater Resort brings the overwater experience to Belize’s most popular island, Ambergris Caye. These overwater suites feature a unique touch: glass floor panels that give you a window into the marine life below.

What sets Lina Point apart is its blend of affordability and accessibility. You can walk or golf cart to town for beach bars and tours, then return to your private bungalow for sunset serenity.

Highlights:

  • Glass floor viewing panels in each suite
  • Access to San Pedro dining and excursions
  • Budget-friendly overwater experience
Tobacco Caye Paradise

5. Tobacco Caye Paradise – Rustic and Real

Location: Tobacco Caye, South Water Caye Marine Reserve

Best For: Backpackers and nature lovers

Tobacco Caye Paradise is a no-frills, budget-friendly choice for travelers who want to sleep over the sea without luxury pricing. The simple wooden cabins are perched over shallow, fish-filled waters within a protected marine reserve.

There’s no air conditioning, and meals are communal, but the views are priceless. You can literally snorkel from your doorstep, watch eagle rays glide past, and wake up to sea breezes and sunrise from your hammock.

Highlights:

  • Budget overwater cabins in a marine reserve
  • Ideal for snorkeling, diving, and disconnecting
  • Friendly, local-run property

What to Expect from a Belize Overwater Stay

No matter where you book, here’s what a typical overwater experience in Belize might include:

  • Stunning Views: Every sunrise and sunset feels like a private show over the Caribbean Sea.
  • Water Activities: Snorkeling, paddleboarding, or reef tours are often available on-site.
  • Rustic or Modern Vibes: Some are luxury retreats, others are charmingly rustic—so pick according to your comfort level.
  • Wildlife Encounters: Watch stingrays glide below your deck or nurse sharks circle nearby.

Tips for Booking Overwater Bungalows in Belize

No matter where you book, here’s what a typical overwater experience in Belize might include:

  • Book Early: Many of these resorts have just a handful of overwater units, and they fill up quickly.
  • Check What’s Included: Some are all-inclusive with meals, while others may charge extra.
  • Consider the Season: Dry season (November to April) is most popular. Off-season offers better rates but higher rain chances.
  • Look at Packages: Some resorts offer bundled stays with diving, fishing, or honeymoon add-ons.

Who Should Stay in a Belize Overwater Bungalow?

These bungalows are ideal for:

  • Honeymooners and couples seeking a romantic setting
  • Luxury travelers who want privacy and relaxation
  • Eco-conscious visitors interested in low-impact tourism
  • Adventure seekers who want marine access right from their room

Final Thoughts

You don’t need to travel halfway across the world to enjoy overwater luxury. Belize offers a handful of stunning overwater bungalows that combine Caribbean charm with secluded comfort, perfect for honeymoons, anniversaries, or simply treating yourself.

Whether you’re drawn to a private island retreat or a more affordable bungalow with ocean views, Belize has an option to match your travel dreams. Picture waking up to the soft sound of waves below, stepping out to sunrise over turquoise water, and ending your day with a sea breeze under the stars.